Orange Account

Your money keeps earning. You stay flexible.

Orange Account

Let your money earn interest every day and use it freely whenever you need it with this flexible term deposit account.

Why choose the Orange Account?

  • Benefit from the current Welcome Interest Rate of up to 43%.
  • Keep earning with Endless Welcome Interest.
  • Make more of your savings with daily deposit interest.
  • Deposit or withdraw money whenever you like without losing the interest you have already earned.
  • Open an account in US dollars, euros, British pounds or gold.

Click to view the current interest rates.

Your Welcome Interest never has to end at ING.

If you are opening an Orange Account for the first time, you can benefit from the Welcome Interest Rate for 90 days. Once this period ends, you can extend your Welcome Interest period by using selected ING products and continue benefiting from the Welcome Interest Rate.

What’s more, at ING you’ll never pay fees for EFT, money transfers or FAST transactions, or an annual credit card fee. Join ING today and say goodbye to these fees for good.

  • The 43% interest rate is an exclusive Orange Account rate available to customers who join ING through ING Mobile.
  • The exclusive 43%  Orange Account interest rate available to customers who join ING through ING Mobile is not fixed and may change depending on market conditions.
  • The 90-day promotional interest rate of 43% starts on the date you become an ING customer.
  • ING Digital Credit Cards and the ING Light Card are exempt from annual card fees. No annual card fee is charged for physical ING Bonus Credit Cards if you spend at least TRY 5,000 per month.
  • There is no required order for using the specified products to extend your Welcome Interest period or earn additional interest.
  • Endless Welcome Interest is not available for the Orange Children’s Account.
  • Additional interest rates, the Welcome Interest Rate and the standard interest rate may change daily depending on market conditions. All rates are annual, simple and gross.
  • The Welcome Interest Rate is the maximum interest rate available for the Orange Account. If the combined interest rate exceeds the Welcome Interest Rate, interest will be calculated using the Welcome Interest Rate.

Frequently asked questions

How can I make the most of my money with the Orange Account?

The Orange Account is a term deposit account that lets you earn interest on your savings every day. The portion of your balance above the minimum threshold earns daily interest.

When you open an Orange Account for the first time, you can benefit from the Welcome Interest Rate for 90 days. Use our calculator to check the current interest rate and estimate your returns.

Can I withdraw money from my Orange Account whenever I like?

Yes. You can withdraw money from or add money to your Orange Account whenever you like. As interest is calculated daily, you do not need to wait until the end of the term and can easily access your money whenever you need it.

You will continue to earn interest on the amount remaining in your account above the minimum threshold.

How does daily interest work and how much can I earn?

Interest on your Orange Account is calculated daily and credited to your balance on each business day. Your returns depend on the amount you deposit, the applicable interest rate and the portion of your balance above the minimum threshold.

Use our calculator to estimate your earnings and calculate your net return.

The daily interest you earn will appear in your account on the following business day. It will be added to your balance, allowing you to earn interest on your new balance the next day.

How long does the Welcome Interest Rate last and how can I extend it?

The Welcome Interest Rate is available for 90 days.

You can extend your Welcome Interest period by 30 days by meeting the promotional investment fund requirement, and by another 30 days by reaching your Orange Extra points target. By meeting both requirements, you can extend your Welcome Interest period to 150 days.

Once your Welcome Interest period ends, your Orange Account will continue earning at the standard interest rate. With Endless Welcome Interest, you can use eligible products and meet the specified requirements to access additional interest and benefit from a more competitive rate.

How can I open an Orange Account?

You can easily open an Orange Account through ING Mobile or at an ING branch.

Apply quickly through the mobile app and view the current interest rates during your application.

How can I make good use of my salary in Orange Account?

Let's suppose that you will receive your salary on the 1st day of each month and that you will pay a credit card or rent on the 10th day of the month. You can earn interest yields and make good use of your money each day by keeping your salary in the Orange Account, instead of keeping it in your drawing account, during the period of 10 days until you pay your rent or credit card debt.