ING SME Instant Loan

Online Banking

We stand by all our self employed and legal entites owners with ING SME Instant Loan!

For your loan needs up to TRY 100,000, file your application for SME Instant Loan via ING Mobil or ing.com.tr. You can either visit our branch or ask us to visit you to complete the formalities.

You can also calculate your loan pay-out plan instantly and make your application 24/7.

Who is eligible?

All real person, engaging in business operations and holding a tax chart, can apply for ING SME Instant Loan, regardless of the fact that they are customers of ING.

What does SME Instant Loan offer?

As part of the SME Instant Loan, you can utilize your loan with a maturity of at least 6 and at most 18 months. The loan limit amount, for which you can submit an application, is at least TRY 1.500 and at most TRY 175.000.* You can choose the loan maturity as based your requirements and cash flow.
You will not be required to pay a loan allocation fee.
You will not be required to pay any insurance expense.
If and when you wish to do so, you can add the ING Bonus Business Card and Support Account (Overdraft Account) products into your basket and submit an application simultaneously during your loan application.***
You will not be required to submit a guarantee or provide surety for the SME Instant Loan.
You can readily submit an application anywhere on 24/7basis and without visiting a branch.
You will not be required to pay any account maintenance fee for your accounts in TRY or in any foreign currency during the period you utilize the SME Instant Loan.
You will only pay the one-off loan extension fee.**
In respect of your ING Bonus Business Card and Support Account (Overdraft Account) products, you can view your account statement and make your installment payments on 24/7 basis through the ING Mobile.

*ING shall be entitled to discontinue the campaign and modify the terms and conditions for the campaign at any time. ING shall be entitled to modify the loan interest rates, the loan amount, the loan extension fee and the terms and conditions for the campaign at any time.
**You will be required to pay a loan extension fee, which will amount up to maximum 1.1% of the amount of the loan, you will have utilized, at the time of extension of the loan, on annual basis. Such fee will be charged in a lump and on the basis of the extension.
***ING shall act in compliance with the local regulations and bank policies at the time of submission of the loan application. The limit proposal process shall be run for the ING Bonus Business Card and Support Account (Overdraft Account) for the individuals who are eligible as per the requirements set out. ING shall be entitled to discontinue the campaign and modify the terms and conditions for the campaign at any time.

How to apply for SME Instant Loan?

Whether they are a customer of ING or not, any and all sole proprietorships, holding a tax certificate, may apply for the ING SME Instant Loan.

Consideration points in your loan application

You can start your application with your Republic of Türkiye ID Number, and you should keep your mobile phone with you to maintain the application process.
A verification code will be sent to your mobile phone number for performance of the verification processes, and you can proceed with your application by entering the verification code sent to you via SMS.
Please make sure that you have specified the trade name and title of your business, as provided on your tax chart, accurately and perfectly during your application.
Your application will be completed instantly if you have filled in all information fields, as necessary, perfectly.
Please make sure that you carry your ID card with you on the date of our visit.